1. Full Coverage - a.k.a. Named Exclusion Coverage Covers all mechanical breakdowns with the exception of a few maintenance items (i.e. tune-ups, wheel balancing, fluids…). Covers approximately 12,000 to 14,000 parts on a car.
2. Named Component Coverage (Typically offered by dealerships.) Covers approximately 700 to 1,000 parts on a car. Parts covered are listed on the product brochure.
3. Limited Powertrain Warranty - 10 Year/100,000 Mile Warranty Covers only specific parts of the power train. Primarily transmission. This is commonly mistaken as full coverage and is typically available with Hyundai and Kia vehicles.

Credit Unions often offer Full Coverage and Named Component Coverage through a qualified insurance provider and save the credit union member as much as 50%.

Typical Benefits of a Credit Union Vehicle Service Agreement:

• Save as much as 50% from comparable manufacturer's extended warranty products.
• 100% of the cost can be included with your credit union auto loan.
• Covered claims are paid directly by the insurance provider to the repair facility - No reimbursement hassles for members.
• Diagnostic costs are covered when the needed repair is also covered under the insurance plan you choose.
• Once out of manufacturer's warranty, vehicle may be serviced at any state licensed repair facility in the U.S. and Canada
• Coverage available up to 100,000 miles.
• 60 day money back guarantee.
• 61 days to the end of the term, coverage can be transferred or a pro-rata refund at 90% of refundable amount may be requested.
• Towing reimbursement.
• Trip interruption reimbursement if more than 100 miles from home.
• Car rental reimbursement.

Availability and terms of plans do vary, so please check with your credit union member services representative.